161 daysuntil the CBN data-localisation deadline

Prove your data never left Nigeria.

CBN Circular PSS/DIR/PUB/CIR/001/004 requires every licensed payments institution to localise transaction data by 1 January 2027. Domicile Cloud finds every violation in your current infrastructure and builds the evidence pack that proves you fixed it.

No cloud credentials required to get started — inventory manually or by spreadsheet.

Compliance Engine — illustrative preview
64

Readiness score

Scored against nine regulatory rules — one unresolved critical finding caps the score, regardless of how many others are clear.

18

Systems

6

Vendors

4

Locations

23

Flows

CBN-LOC-001Regulated data hosted outside Nigeria
CBN-LOC-003Encryption key held outside Nigeria

Who it’s for

Built for every CBN-regulated payments institution

Every licence category the circular covers — see where yours fits.

01Deposit Money Bank
02Microfinance Bank
03Mobile Money Operator
04Switch / Processor
05Payment Terminal Service Provider
06Payment Solution Service Provider
07Super Agent

9

Regulatory rules, each citing its legal basis

6

Entity types tracked across your data estate

1 Jan 2027

The CBN localisation deadline

0

Cloud credentials required to get started

Built for scrutiny

The posture a regulated institution actually needs.

Read-only, by design

AWS, Azure, and GCP connectors are granted read-only access only — scoped IAM roles, no write permission ever requested, no exception.

Evidence you can hand an examiner

Every uploaded document is SHA-256 content-hashed at the moment it's added. A changed file gets a new record — the audit trail is never overwritten.

Analyst-delivered, not a black box

A verified assessment is worked through by a compliance analyst, not generated and handed over. Every finding is explainable in a room with your regulator.

Built on the exact regulatory text

Nine rules, each citing its precise clause in CBN Circular PSS/DIR/PUB/CIR/001/004 or the NDPA 2023 — never an opaque risk score.

How it works

From unknown exposure to a board-ready answer.

Explore the full process

Discover

Inventory systems, vendors, and data flows.

Evaluate

Checked against nine cited regulatory rules.

Remediate

A scored, examiner-ready evidence pack.

Regulation pack

Nine rules. Zero guesswork.

View all nine rules
CBN-LOC-001critical

Regulated data hosted in a system located outside Nigeria

CBN-LOC-002critical

Regulated data flowing to a destination outside Nigeria (backup, replication, log shipping)

CBN-LOC-003high

Regulated data whose encryption key is held outside Nigeria

Know where you stand before the deadline does.

Free to start. No cloud credentials needed on day one.